CBN Licensed Payment Solutions for African Businesses

Get paid, move money, and grow your business, all in one place.

Take payments online, in person, or by transfer. SaySwitch helps you collect money, track every transaction, and run your business without the stress.

Licensed ByCentral Bank of Nigeriaand insured byNDIC

Total Revenue

All payment channels integrated

This Month

ONLINE PAYMENTS

₦12,850,000

BANK TRANSFERS

₦4,220,000

RECENT PAYMENTS

Transfer from GTBank

Just now

+ ₦15,000

Card Payment - Chioma O.

2 min ago

+ ₦4,500

USSD Code - Terminal 4

12 min ago

+ ₦20,000

₦1.2T+

Transaction Value Processed

99.96%

Platform Availability

5+

Channels in one integration

24hrs

Settlement Speed

Trusted by businesses across Nigeria to move money every day.

Wema BankNDPRFirstBankPalmPayUBAMoniepointGuaranty Trust Bank
One account. Multiple ways to pay get paid.

Everything you need to get paid and manage your business.

Whether your customers pay online, tap a POS, or walk into your shop, SaySwitch helps you collect every payment safely and keep track of it all.

Payment Gateway

Let customers pay you online with cards, bank transfers, or their preferred payment method, no stress, no failed transactions.

SaySwitch hosted checkout in a browser window

POS Terminals

Accept card payments in your shop, market stall, or on the go with a POS terminal that just works.

SaySwitch POS terminal

Kiosk Payments

Let customers pay themselves at a self-service kiosk, perfect for busy shops and everyday errands.

SaySwitch self-service payment kiosks

Merchant Dashboards

See every payment coming into your business in one simple dashboard, no more guesswork.

SaySwitch merchant dashboard
Who we Serve

Made for any business that collects money.

From a growing shop to a large company, SaySwitch helps you collect payments and serve your customers without any hassle.

Enterprises & B2B

Handle large volumes of payments and pay-outs without your team breaking a sweat

E-commerce

Turn more visitors into paying customers with a smooth, simple checkout.

Schools & Institutions

Make school fees easy to pay and easy to track, for you and for parents.

Pricing

Simple pricing. Transparent from day one.

No hidden charges. No unexpected fees. Just clear pricing designed to scale with your business.

Online Payments

1.5%

for local transactions

  • ₦2,000 maximum fee capCapped
  • Same-day settlement
  • Dashboard access
Get Started Free

In-Person (POS)

0.5%

of the transaction

  • Fleet management
  • Terminal provisioning
  • Chargeback tools
Get Started

Enterprise

1.4%

for cross-border

  • Dedicated pod
  • Custom SLAs
  • Direct integrations
Contact Sales
Calculate

See exactly how much you'll pay before you pay it.

See your fees before you pay, understand exactly where your money goes, and keep your transaction economics predictable.

Fee Calculator

See exactly what you'll pay and what you'll save. No setup fee. No monthly fee

SaySwitch Processing Fee (1.5%)₦2,000
You Receive₦228,000
Fee Cap AppliedSaved ₦1,450
Get Started for free
Signature Validation Example (Node.js/Express)Copy
const apiKey = process.env.SECRET_KEY;
app.post("/my/webhook/url", function(req, res) {
  //validate event
  const signature = req.header('ApiKey')!.replace('ApiKey ', '');
  if (!signature || (signature !== apiKey)) {
  throw new Error("Webhook notification not from 9th Swift");
  }
  // Retrieve the request's body
  const event = req.body;
  // Send acknowledge
  res.status(200).send('ok');
  // Do something with event
});
Testimonials

Go live in hours, not months.

Connect SaySwitch to your app or website in hours, not weeks. Test it for free first, then switch on real payments whenever you're ready.

Testimonials

Results in numbers, not adjectives

Real businesses. Real transaction volume. Real outcomes.

School
Collecting school fees used to be a nightmare. With SaySwitch, parents pay online and everything reconciles automatically. It's saved us hours every term.
IMDr. Ibrahim Musa (Founder)Legacy International Academy
Ecommerce
SaySwitch changed how we handle payments. Our checkout sales went up 40% in the first month, and the money hits our account fast.
COChioma Okafor (Founder)FreshMarket

Ready to build on infrastructure you can grow with?

From your first transaction to your next million, SaySwitch gives you the infrastructure to accept payments, move money, and grow with confidence.